Browsing: Money
In personal finance, the terms ‘credit report’ and ‘credit score’ are often used interchangeably, though they represent different concepts.Both serve as tools for assessing the creditworthiness…
Recent monetary policy decisions in both the United States and India indicate a shift towards easing interest rates. The US Fed has been signaling that there…
While this flexibility is a great relief during critical times, it’s important to understand the rules, limits, tax implications, and the overall impact of such withdrawals…
The rate for the state, excluding Mumbai, has gone up by an average of 4.39%, while the financial capital’s RR has increased by 3.39%. These rates…
I am a 62-year-old investor with moderate risk tolerance and a large portfolio of stocks and equity mutual funds. I also invested ₹30 lakh in HDFC,…
My maternal grandmother has three daughters, including my mother. My mother has chosen to renounce her share of my grandmother’s property, which includes a significant business…
Some brokers now allow investors to gift securities to family and friends online, directly from their demat account. You can use this to easily gift shares,…
With the ever rising inflation, stalling salaries in India, it is extremely important to effectively manage expenses. Now, in such an environment converting credit card transactions…
Saddled with huge credit card bills that you are finding difficult to pay? While converting your big-ticket purchases into EMIs (Equated Monthly Instalments) will help, you…
Banks review their credit card rewards program regularly and make changes whenever required. Some banks like HSBC India, SBI Card, American Express, etc., have announced changes…